Zelle Service Terms
FACTS WHAT DOES WESLA FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION? Reasons we can share your personal information Does WFCU share? Can you limit this sharing? For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No For our marketing purposes — to offer our products and services to you Yes No For joint marketing with other financial companies Yes No For our affiliates’ everyday business purposes — information about your transactions and experiences Yes No For our affiliates’ everyday business purposes — information about your creditworthiness Yes Yes For our affiliates to market to you Yes Yes For our nonaffiliates to market to you Yes Yes To limit our sharing n Call 1-800-828-6647 — our menu will prompt you through your choice(s). Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us anytime to limit our sharing. What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: nSocial Security number and income naccount balances and employment information ncredit history and transaction history How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Citibank chooses to share; and whether you can limit this sharing. Questions? Call 1-800-828-6647 or call the Customer Service number on the back of your credit card or on your billing statement. Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.Who we are Who is providing this notice? You are receiving this notice from WESLA FCU, the credit union that issues your credit card. What we do How does WFCU protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. How does WFCU collect my personal information? We collect your personal information, for example, when you n provide account information or give us your contact information n provide employment information or apply for a loan n use your credit or debit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Why can’t I limit all sharing? Federal law gives you the right to limit only n sharing for affiliates’ everyday business purposes— information about your creditworthiness n affiliates from using your information to market to you n sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. n Nonaffiliates we share with can include companies engaged in direct marketing and the selling of consumer products and services. Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. n Our joint marketing partners include insurance companies and other financial companies. Other Important Information Collected Information: We may collect information regarding your mobile device such as device settings, unique device identifiers, information about your location, and analytical information that may assist with diagnostics and performance. For your convenience, you may be asked to grant permission for access to your mobile device's geolocation data. This information may be collected when you use certain services that are dependent on your mobile device's location (such as the location of an ATM or in store transactions). Important Information about Credit Reporting We may report information about your account to credit bureaus. Late payments, missed payments or other defaults on your account may be reflected in your credit report.